FNBO Checking Accounts Reviewed
First National Bank of Omaha, FNBO, is the largest bank privately owned in the United States. Since the Bank’s inception in 1857 FNBO has survived and thrived due to superior customer service coupled with a wide range of banking products offered. Founded by two brothers in Omaha their history throughout periods of recession and depression as well as affluence has demonstrated FNBO’s financial strength and solvency.
Referred to as a BillPay account, FNBO Direct offers a paperless checking account that earns interest. FNBO Direct is a division of First National Bank of Omaha which operates entirely online, providing customers 24/7 service of their accounts. As with traditional banks the accounts are covered by FDIC insurance and customer service is available to assist with any questions by phone, email, fax or standard mail. All applications for an account with FNBO must be completed online and a minimum of $1 is required to open a checking account. The initial deposit may be made online or by mailing a check to the mailing address.
First National Bank of Omaha prides itself on innovation, quality products and excellent customer service. Given that the need for branches, paper checks and applications is eliminated, the customer benefits through all services being offered online. In addition to earning interest on the account, the customer receives a checking account with a minimal opening deposit requirement, a free way to make monthly payments, and constant access to the most current information for personal accounts online. Deposits can be easily made through transfers between with other banking institutions or further accounts held by FNBO.
In addition to the ease of making all payment online, both to companies and individuals, the FNBO BillPay account includes a Visa® check card. The card can be used wherever Visa® is accepted and also as an ATM or debit card. The account limits payments to a minimum of $5 and a maximum of $10,000 and more than one payment cannot be made to the same merchant per payment date. Regarding other account restrictions and fees it is vital to thoroughly review the account disclosures provided with the online BillPay account.