Best Current Bank Account Offers

Best Current Bank Account Offers

When it comes to choosing a bank to open your personal or business checking account, there are many to choose from. Choosing the right one can seem overwhelming with all of the deals, offers, and incentives banks are offering. Finding the best offers only requires a little research. Remember that it’s essential to read the fine print behind any of the offers you consider. Some of the best bank account offers and incentives currently available are from banks such as Chase Bank, Capital One, and ING Direct.

Chase Bank is offering a great cash back incentive for customers who open a Chase Total checking account. The offer is for new customers who open this personal checking account with a $100 opening deposit and who set up direct deposit. After the first electronic direct deposit is made to your account, Chase Bank will deposit the $125 cash bonus in your new account within 10 business days. The Checking accounts come with free online banking and bill pay and a free Chase debit card. Chase Total Checking has no monthly fee when you have at least one direct deposit of $500 or more post to your account each month or if you keep a minimum daily balance of $1,500 or more in the account.

Capital One also has worthwhile incentives for opening new accounts, and not just on checking accounts. For new customers who open a InterestPlus Online Savings account, Capital One is offering a $50 bonus. The InterestPlus Online Savings account earns an APYof 1.01% on balances of $1,000 or more. There is even an extra quarterly bonus equal to 10% of the interest earned in the previous quarter. Of course, Capital One is also offering a great incentive for new customers opening a checking account. New customers who open a Capital One Rewards checking account with a minimum deposit of 50$ and set up a payroll direct deposit will receive a $100 cash bonus. In addition to this, deposit customers can receive up to 5,000 bonus frequent flier miles just for opening the account and setting up the electronic deposits.

ING Direct is another bank offering cash incentives for new customers opening accounts. New account holders have the opportunity to earn up to $175 when opening various accounts. Opening a new savings account will start you off with $25 bonus and the ING Direct savings account is top rated for customer service as well as ease of use. For patrons who open an ING Electric Orange Checking Account, there is an additional $50 cash bonus. The only requirements for this bonus are that new account holders make a total of 3 card purchases or Person2Person Payments within 45 days of opening the account.

There are a lot of great bank offers available and these are only a few of the best deals. Do your research online and find the bank that best suits your needs and compare rates along with incentives. You’re sure to find the best deal for you.